You run a business anywhere in the Lower Mainland — Vancouver, Burnaby, Richmond, Surrey, Coquitlam, Langley, Delta, Maple Ridge, North Vancouver, West Vancouver, New Westminster, or White Rock.
You spend your weekends on receipts and bank reconciliations. Or worse — you ignore your books and hope for the best at tax time.
You do not need an in-person bookkeeper. You need a reliable, professional service that works virtually — fast, secure, and accurate.
ARV Consultants provides professional bookkeeping services to businesses across the entire Lower Mainland. We work 100% virtually (secure portal, video calls, phone, email). No in-person meetings required. No travel time. No parking nightmares.
For businesses in specific cities who want local detail, see our city-specific pages: Vancouver bookkeeping services, bookkeeping in Burnaby, and bookkeeping in Richmond.
Lower Mainland Cities We Serve
We provide virtual bookkeeping services to businesses in every Lower Mainland city:
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Vancouver (all neighborhoods)
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Burnaby (Brentwood, Metrotown, Edmonds, Burnaby Heights)
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Richmond (Steveston, Brighouse, Ironwood)
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Surrey (Guildford, Newton, Cloverdale, South Surrey)
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North Vancouver (Lower Lonsdale, Edgemont, Deep Cove)
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West Vancouver (Park Royal, Ambleside)
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Coquitlam (Burquitlam, Maillardville, Westwood Plateau)
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Port Coquitlam (Downtown, Citadel Heights)
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Langley (Willoughby, Murrayville, Fort Langley)
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Delta (Ladner, Tsawwassen, North Delta)
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Maple Ridge (Haney, Albion, Silver Valley)
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New Westminster (Downtown, Sapperton, Queensborough)
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White Rock (Uptown, waterfront)
No matter where you are in the Lower Mainland, we serve you virtually.
What Monthly Bookkeeping Includes
Every monthly bookkeeping package includes:
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Bank and credit card reconciliation — All accounts matched and verified monthly
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Transaction categorization — CRA-compliant expense coding
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Accounts payable management — Bill tracking and payment scheduling
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Accounts receivable tracking — Invoice monitoring and follow-up
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Monthly financial statements — Profit & loss, balance sheet, cash flow summary
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Secure document portal — All receipts and statements organized
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Year-end ready package — Organized records for your accountant
Add-on services (additional cost):
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Payroll processing (up to 10 employees): +$197/month
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GST/HST filing: +$97/month
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Catch-up bookkeeping (previous months/years): $97/hour
Bookkeeping Pricing for Lower Mainland Businesses (2026)
Transparent monthly pricing based on transaction volume. No hourly billing. No surprises.
| Monthly Transactions | Monthly Investment | Best For |
|---|---|---|
| Up to 100 transactions | $597 | Solo entrepreneurs, very small retail, home-based businesses |
| 101–250 transactions | $847 | Small retail, professional services (1–5 employees) |
| 251–500 transactions | $1,247 | Growing retail, medical clinics, construction (5–15 employees) |
| 500+ transactions | Custom quote | Larger operations, multi-location businesses |
What is a “transaction”? Any bank or credit card line item — sales, expenses, transfers, fees. Most small businesses have 100–300 transactions monthly.
Not sure how many transactions you have? A 15-minute call gives you a clear quote. book a free consultation
How Virtual Bookkeeping Works
We work 100% virtually. No in-person meetings required.
Step 1 — Connect your accounts
You authorize read-only access to your bank and credit card accounts (bank-level security). Or you upload statements to our secure portal.
Step 2 — We do the work
We reconcile accounts, categorize transactions, and generate financial statements — monthly, on schedule.
Step 3 — You review
You log into your secure portal to review financial statements anytime. Monthly email summary with highlights.
Step 4 — Your accountant gets year-end ready files
We provide organized, CRA-ready files to your accountant at year-end.
What you need:
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A computer with internet access
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15 minutes per month to review statements
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Your existing accountant (or we can refer one)
What you do NOT need:
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In-person meetings (never)
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To install software (we use cloud-based tools)
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To understand bookkeeping (we handle it)
What Happens If You Skip Professional Bookkeeping?
The cost of doing nothing is higher than the monthly fee.
| Problem | Typical Cost |
|---|---|
| Missed deductions at tax time | 2,000–10,000+ per year |
| CRA late filing penalties | 5% of balance + 1% per month |
| CRA interest on underpaid instalments | 8% (2026 rate) |
| Accountant cleanup fees | 200–400/hour, 10–40 hours = 2,000–16,000 |
| Missed GST/HST input tax credits | 5% GST + 7% PST on eligible purchases |
| Cash flow surprises | 500–5,000+ per incident |
Real example from our Vancouver retail client: No professional bookkeeping for 2 years. Accountant charged 7,500tocleanup24monthsoftransactions.Plusmissed12,000 in GST/HST credits. Total cost: 19,500.Monthlybookkeepingat847/month × 24 = $20,328. Almost breakeven — but they would have had accurate monthly visibility and no stress.
The difference: With bookkeeping, you pay for a service. Without bookkeeping, you pay for emergencies, penalties, and cleanup.
How Bookkeeping Supports Your Accountant
Your accountant’s job is tax strategy and filing — not data entry. When your books are clean, your accountant can:
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File your taxes faster (lower fees)
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Identify deductions you might have missed
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Focus on planning, not cleanup
Without clean books: Accountant charges 200–400/hour to sort through uncategorized transactions.
With clean books: Accountant charges 1,500–3,000 for filing (not 5,000–10,000).
We Work with Your Existing Accountant
You do not need to switch accountants. We integrate with whoever prepares your taxes — anywhere in the Lower Mainland.
How it works:
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You authorize us to share your books with your accountant
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We provide monthly financial statements and year-end ready packages
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Your accountant files your taxes using organized, accurate records
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We answer any follow-up questions from your accountant
No drama. No forced switches.
When to Upgrade from Bookkeeping to CFO
Bookkeeping tells you what happened. A CFO tells you what will happen — and how to make it better.
Upgrade to a fractional CFO when:
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Your revenue exceeds $500,000
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You need cash flow forecasting (not just historical reporting)
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Your bank has asked for better financials
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You are making major decisions without a financial model
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You need tax planning (not just filing)
For strategic financial leadership, see our fractional CFO services.
Lower Mainland Business We Helped
Virtual professional services firm (owner in Coquitlam, clients across Lower Mainland): 850krevenue,5employees.Theyweredoingtheirownbookkeepinginspreadsheets.Theiraccountantcharged5,000 for year-end cleanup.
Our engagement: Monthly bookkeeping ($847/month). Virtual setup: connected bank accounts, secure portal access, monthly financial statements.
Results within 6 months:
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Accountant fee dropped from 5,000to2,500 (clean books)
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Owner saved 10 hours per month on bookkeeping (120 hours/year)
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Monthly financial statements gave them real-time visibility into cash flow
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They caught a $15,000 billing error within 30 days (previously would have been missed for 6+ months)
Total bookkeeping cost: 10,164/year.∗∗Value:∗∗120ownerhours+2,500 accountant savings + 15,000billingerrorcaught=17,500+ value.
Lower Mainland-Specific Questions (FAQ)
Do I need to meet you in person?
No. 100% virtual. We have clients from White Rock to Maple Ridge who have never met us in person.
What if I want in-person meetings?
Our main office is at Wesbrook Mall near UBC. You are welcome to visit, but it is not required.
What software do you use?
QuickBooks Online, Xero, and Wave. We can also work with desktop versions or migrate your data from spreadsheets.
Do you serve my city if it is not listed?
Yes. If you are anywhere in the Lower Mainland (including Tri-Cities, Fraser Valley, Sea to Sky), we can serve you virtually. Contact us to confirm.
How is this different from doing it myself in QuickBooks?
DIY bookkeeping takes 5–10 hours per month. Mistakes cost you at tax time. We do it faster, accurately, and you get your weekends back.
Ready to Get Bookkeeping Off Your Plate?
Professional bookkeeping. Transparent monthly pricing. 100% virtual. Serve the entire Lower Mainland.
Here is how to start:
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Book a free 15-minute consultation — we assess your current situation
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We provide a specific quote based on your transaction volume
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You get clean books and peace of mind — starting next month
Get a specific quote for your Lower Mainland business
Rajeev Kumar, Director at ARV Consultants. 18 years advising BC businesses on financial management. Named one of the world’s Top 10 CFOs by CEO Insights Magazine (2024, 2023, 2022).