Skip to content Our Finance Consultancy services provide expert guidance, financial planning, risk management, and strategic solutions to optimize profitability and ensure sustainable growth.
At ARV Consultants, our Finance Consultancy services are designed to help businesses manage finances effectively and make informed decisions. We provide tailored solutions that enhance financial planning, capital management, and risk mitigation, ensuring your organization thrives in competitive markets. Our experts analyze your financial position to uncover opportunities for growth and efficiency while guiding investment planning and portfolio management for sustainable wealth creation. Cash flow optimization and budgeting remain central to maintaining stability, and compliance with regulatory requirements is always prioritized. By leveraging data-driven insights, we help clients make smarter, long-term strategic decisions. We support startups, SMEs, and established enterprises with customized financial strategies that strengthen profitability and operational efficiency. Every recommendation we deliver focuses on sustainable growth and measurable results. Our approach ensures businesses remain resilient, competitive, and future-ready. With ARV Consultants, you gain reliable guidance, expert advice, and actionable financial solutions. Partnering with us empowers your organization to achieve financial clarity, stability, and lasting success.
Expert advice from experienced financial professionals
Data-driven strategies for better decision-making
Compliance-focused solutions for regulatory peace of mind
Risk mitigation to protect business assets
Personalized support tailored to your organization’s goals
Improved financial clarity and decision-making
Optimized cash flow and resource allocation
Increased profitability and operational efficiency
Reduced financial risk exposure
Better investment and growth strategies
Sustainable long-term business success
Effective financial management is critical to business success. Our Finance Consultancy services focus on analyzing your financial health, developing strategies to optimize resources, and providing actionable insights that drive profitability. Whether you are a startup, SME, or established enterprise, our experts deliver tailored financial solutions to meet your unique goals.
We help clients streamline budgeting, cash flow management, investment planning, and forecasting, enabling them to make smarter, data-driven decisions while remaining compliant with regulatory requirements.
You have a bookkeeper who records transactions. You have an accountant who files taxes. But neither can answer basic questions like:
“How much cash will we have in 90 days?”
“Should we take this loan and at what rate?”
“Which customers are actually profitable?”
“What happens if revenue drops 20%?”
For these questions, you need finance consultancy — project-based support for financial planning, analysis, and decision-making.
ARV Consultants provides finance consultancy for Vancouver businesses that need specific finance projects completed but are not ready for an ongoing fractional CFO engagement.
For ongoing strategic financial leadership (monthly), see our fractional CFO services.
This is the most common point of confusion. Use this table to decide.
| Aspect | Finance Consultancy | Fractional CFO |
|---|---|---|
| Duration | Project-based (2–12 weeks) | Ongoing (6+ months) |
| Hours per week | 5–15 hours for the project duration | 10–20 hours every week |
| Best for | Specific deliverables (forecast, budget, analysis) | Ongoing strategic leadership, banking, tax planning |
| Commitment | Fixed fee, defined scope | Month-to-month retainer |
| Price | 2,000–15,000 per project | 3,200–8,500 per month |
| Includes banking relationships? | No (project-specific only) | Yes |
| Includes tax planning? | No | Yes |
| Includes ongoing KPI tracking? | No | Yes |
The simple rule:
Need a one-time forecast or budget? → Finance consultancy
Need monthly strategic guidance? → Fractional CFO
For a full diagnostic, see our fractional CFO services page.
13-Week Cash Flow Forecast
What it is: A rolling forecast that shows cash inflows and outflows for the next 13 weeks. Updated weekly.
What you get:
Forecast template in Excel (or your accounting system)
2 hours of training for your team
4 weeks of hand-holding to ensure adoption
Investment: 2,500–5,000 (depending on business complexity)
Deliverable: A working forecast you can maintain yourself after the engagement.
Annual Budget & Rolling Forecast
What it is: A detailed 12-month budget with monthly targets, plus a rolling forecast that updates monthly.
What you get:
Budget template with driver-based assumptions
Monthly variance reporting template
3 scenario models (base, conservative, aggressive)
Investment: 3,000–8,000
Deliverable: A budget you can actually use to manage performance.
Profitability Analysis (by customer, product, or service line)
What it is: A deep dive into which customers, products, or services actually make money after allocating all costs.
What you get:
Profitability dashboard by customer/product/service
Identification of loss-making segments
Pricing recommendations
Investment: 3,000–10,000
Deliverable: A clear list of what to keep, fix, or kill.
Working Capital Optimization
What it is: Analysis of accounts receivable, inventory, and accounts payable to free up cash.
What you get:
Days sales outstanding (DSO) analysis
Inventory turnover by SKU (or category)
Days payable outstanding (DPO) benchmarking
Specific recommendations to reduce working capital by 15–30%
Investment: 3,000–7,500
Deliverable: A plan to free up 50,000–500,000 in cash.
Financial Model for Fundraising or Major Decision
What it is: A detailed financial model for a specific decision — new location, major hire, acquisition, or fundraising round.
What you get:
3-statement model (P&L, balance sheet, cash flow)
5-year projections with monthly detail for year 1
Sensitivity analysis (what if revenue is 20% lower?)
Investor-ready output
Investment: 5,000–15,000
Deliverable: A model you can share with investors, banks, or your board.
Finance Function Assessment
What it is: A review of your current finance operations — people, processes, systems.
What you get:
Assessment report with 20–30 findings
Prioritized recommendations (low/medium/high effort)
Implementation roadmap
Investment: 4,000–8,000
Deliverable: A clear plan to fix your finance function.
| Project Type | Investment | Typical Duration |
|---|---|---|
| 13-week cash flow forecast | 2,500–5,000 | 2–4 weeks |
| Annual budget + rolling forecast | 3,000–8,000 | 3–6 weeks |
| Profitability analysis (customer/product) | 3,000–10,000 | 2–4 weeks |
| Working capital optimization | 3,000–7,500 | 3–5 weeks |
| Fundraising or major decision model | 5,000–15,000 | 4–8 weeks |
| Finance function assessment | 4,000–8,000 | 3–4 weeks |
| Ongoing retainer (2–5 hours/week) | 1,500–4,000/month | Ongoing |
What is included in every project:
Dedicated finance consultant (CPA or MBA)
Defined scope and deliverables (in writing)
2 rounds of revisions
Final deliverable in your preferred format (Excel, Google Sheets, PowerBI)
What is NOT included:
Ongoing monthly support (available as add-on retainer)
Banking or lender introductions
Tax planning or CRA filing
Not sure which project fits your needs? A 15-minute call gives you a clear answer. book a free consultation
Manufacturing company in East Vancouver: 4.5Mrevenue,30employees.Theyhadnocashflowforecast.Theirbankrequireda12−monthprojectionfora1M equipment financing line. Their bookkeeper could not build it. Their accountant did not do forecasting.
Our engagement: Fixed-fee project for 13-week cash flow forecast + 12-month projection for the bank. Investment: $5,000. Duration: 3 weeks.
What we delivered:
13-week rolling forecast template (they now update it internally)
12-month projection for the bank with 3 scenarios
Covenant tracking template
Result: Bank approved the 1Mequipmentfinancinglineat6.525,000. The $5,000 project fee paid for itself in 2.5 months.
Finance consultancy is project-based. If you need ongoing strategic leadership month after month, you need a fractional CFO.
Upgrade to fractional CFO when:
You need monthly cash flow forecasting (not just a one-time template)
You need banking relationship management (not just one application)
You need year-round tax planning (not just filing)
You need monthly board reporting and KPI tracking
Your revenue exceeds $2M and you have ongoing finance needs
For ongoing support, see our fractional CFO services page.
Use this decision framework:
| Your Situation | Recommended Service |
|---|---|
| “I need a one-time forecast for my bank” | Finance consultancy (13-week forecast) |
| “I need a budget for next year” | Finance consultancy (annual budget) |
| “I do not know which products are profitable” | Finance consultancy (profitability analysis) |
| “I need monthly cash flow forecasting and banking relationships” | Fractional CFO |
| “I need ongoing strategic leadership and tax planning” | Fractional CFO |
| “I am not sure” | Free consultation — we diagnose |
For a full diagnostic, read our signs you need a CFO guide.
Financial Risk Management
If your concern is identifying and mitigating financial risks (market, credit, liquidity), see our financial risk management page.
CFO Services
If you need a full-time or fractional CFO, see our CFO services page.
What is the difference between a finance consultant and a CFO?
A finance consultant completes specific projects (forecast, budget, analysis). A CFO provides ongoing strategic leadership (monthly forecasting, banking, tax planning, board reporting).
Do you work with my bookkeeper and accountant?
Yes. We coordinate with your existing team. We do not replace them.
What software do you use?
Excel, Google Sheets, PowerBI, QuickBooks, Xero. We adapt to your preferred tools.
How long does a typical project take?
2–8 weeks depending on scope and complexity.
Do you offer ongoing support after the project?
Yes. We offer a monthly retainer option for ongoing support (2–5 hours/week).
One-time forecast. Annual budget. Profitability analysis. Fixed-fee projects. No surprises.
Here is how to start:
Book a free 15-minute consultation — we listen to your needs
We recommend the right project — based on your specific gap
You get a fixed-fee quote — no surprises
Rajeev Kumar, Director at ARV Consultants. 18 years advising BC businesses on financial planning, forecasting, and analysis. Named one of the world’s Top 10 CFOs by CEO Insights Magazine (2024, 2023, 2022).
